After a car accident or personal injury, one of the first calls you might receive is from an insurance company—sometimes even before you’ve had a chance to process what happened. Whether it’s your insurer or the at-fault party’s, it’s crucial to remember that insurance adjusters are not your allies. Their main goal is to protect their bottom line, not to make sure you’re fully compensated.
That’s why at Berkovich Law Firm, we always advise: be extremely careful with what you say to the insurance company.
Even small statements can be used against you
You might think you’re being polite by saying “I’m fine” or “I didn’t see them coming,” but these phrases can seriously damage your claim. Statements like these may be interpreted as admitting fault or downplaying your injuries, even if you later discover that your injuries are more serious than you thought.
Once these statements are documented—especially if they’re recorded—they become part of the case record and can be used to reduce or deny your claim.
This is particularly important in cases involving more complex injuries such as dog attacks. If you’ve been bitten, you should first understand what you need to know about dog bite injuries in California before speaking with any insurer.
What are they really asking?
Insurance representatives often ask leading questions designed to trap you into giving answers that limit your payout. For example:
- “Were you distracted at the time of the crash?”
- “Do you think the other driver had enough time to stop?”
- “Would you say you were speeding?”
These questions aren’t just casual conversation—they’re strategies to shift blame and protect the insurer from financial liability. This tactic applies across many injury cases. If you’re unsure what qualifies, review common types of personal injury accidents to see where your experience fits.
You have the right to legal protection
Before you provide any statement—especially recorded ones—you should consult a personal injury attorney. At Berkovich Law Firm, we guide our clients through the entire claims process, ensuring that no word is used against them unfairly. We communicate with insurers on your behalf so you can focus on recovery.
Final tip: Say less, call us first
You don’t have to navigate the insurance maze alone. Call us before making any statements or signing any documents. We’ll make sure your rights are protected from day one.
Contact Berkovich Law Firm today for a free consultation. Let us deal with the insurance company—so you don’t have to say a word you’ll regret.